FEATURED Excellence awardee

www.EmpowerHouseFinancial.com

https://www.linkedin.com/in/norayousif/

nora.yousif@rbc.com

508-230-8960

5 Bristol Drive; Easton, MA 02375

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@nour_private_wealth

@harvestetfs

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Michael Kovacs

Founder, President & CEO

Michael Kovacs founded Harvest Portfolios Group in 2009 and is an over-35-year veteran of the investment management business. Since 1991 he has held senior management positions with four large asset management companies. Michael began his career as an Investment Advisor and for seven years managed money for individual investors. He is a strong believer in providing individuals with Investment products that have long-term fundamental mandates and portfolio transparency. Michael is also the Chairman of the Board for Harvest.

Michael Kovacs

Founder, President & CEO

As Managing Director – Financial Advisor at the Empower House Financial Group of RBC Wealth Management, Nora Yousif helps her clients, particularly women going through divorce and business owners selling their businesses, make smarter decisions when it comes to their wealth planning and investments. As a daughter of immigrants who became entrepreneurs many times over, Nora is inspired by the inherent economic mobility made possible through hard work and determination. She was also inspired to be the financial professional she wished her mother had during her divorce. She has presented on personal finance and investments for over 400 organizations such as the International Business Brokers Association, MA Society of CPAs, Boston Bar Association, Social Law Library, MA Conference for Women, the IRS, and numerous private businesses. Nora is a frequent commentator on TV for Bloomberg, Fox Business, Channel 5, NBC Boston, CBS News, and Yahoo Finance. Nora’s articles have been published at CNBC and MarketWatch. She received her master’s in business administration with a concentration on finance from MIT Sloan, having been immersed with some of the brightest minds in the world of finance and business. She meets with clients at RBC’s offices in Boston and other locations. RBC Wealth Management, a division of RBC Capital Markets, LLC, registered investment adviser and Member NYSE/FINRA/SIPC.

Mary Medeiros

COO & Director

Paul MacDonald

CIO

Caroline Grimont

SVP Marketing

Mary Medeiros is a founding member of Harvest Portfolios Group, having played an integral role in setting up the firm’s operations in 2009. Initially, as Vice President of Operations, Mary oversaw the successful growth of the firm’s operations, systems, administration, and key service provider relationships since inception. She has over 30 years of industry experience and managed national administration and sales systems for a Canadian mutual fund company and branch operations for an investment dealer. She was licensed as an advisor in 1997, working directly with retail investors until joining a Canadian investment fund manager in 2000. Mary serves on the board of directors.

Mary Medeiros

COO & Director

Paul MacDonald serves as the Chief Investment Officer and Portfolio Manager for Harvest. Paul joined Harvest in January 2013 and has over 20 years of experience in the investment business, with over 15 years as portfolio manager. Paul oversees the investment team, co-covers select healthcare and real estate companies globally, and is the lead portfolio manager on the Harvest Healthcare Leaders Income ETF, one of Canada’s largest Healthcare ETFs. He is a frequent media guest commentator on BNN, Globe & Mail, Morningstar, and other leading industry media. Previously Paul held positions as Vice President and Portfolio Manager at a Canadian asset manager where he was responsible for the investment portfolios, including a Lipper Award-winning fund.

Paul MacDonald

CIO

Caroline Grimont is the SVP of Marketing at Harvest ETFs. She is passionate about helping beginner investors gain confidence and understand the basics of effective investing and setting financial goals. With over 20 years of experience in national-level marketing, a bachelor of finance, and an MBA, she has acquired a unique blend of personal and professional insights to help others learn more about navigating the world of investing. Named one of Canada’s Best Executives by The Globe and Mail’s Report on Business, Caroline understands that many new investors are eager to grow their financial literacy but often find traditional financial education intimidating. Her goal is to provide investors with clear, fun, practical tips to help them build their knowledge and make informed decisions.

Caroline Grimont

SVP Marketing

Excellence awardee: Advisor of the Year (Regional - NoRtheAst)

Nora Yousif CFP®, CDFA®, CEPA®, MBA