FEATURED WINNER

www.destinyfamilyoffice.com

https://www.linkedin.com/company/destiny-family-office/

Tom@DestinyFamilyOffice.com

844.352.8827

Winter Park, Florida

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Michael Kovacs

Founder, President & CEO

Michael Kovacs founded Harvest Portfolios Group in 2009 and is an over-35-year veteran of the investment management business. Since 1991 he has held senior management positions with four large asset management companies. Michael began his career as an Investment Advisor and for seven years managed money for individual investors. He is a strong believer in providing individuals with Investment products that have long-term fundamental mandates and portfolio transparency. Michael is also the Chairman of the Board for Harvest.

Michael Kovacs

Founder, President & CEO

Thomas Ruggie: Expanding access to alternatives for the modern investor Destiny Family Office founder broadens private market opportunities and passion asset planning for UHNW clients and the trusted advisors who serve them Tom Ruggie, ChFC®, CFP® has become a powerful advocate for investors with significant resources but limited access to alternative, direct, and co-investments, and a trusted voice for financial advisors and other professionals navigating the complexities of non-public markets. In an industry where institutional-caliber alternatives and private-market deals have long remained behind closed doors, Tom, who has been named InvestmentNews’ Advisor of the Year – Alternative Investments, is helping eligible investors break through the barriers, helping democratize access utilizing Destiny Family Office’s registered funds. At the helm of Destiny Family Office, Tom has forged strategic relationships that open access to rarefied opportunities: limited-access hedge funds, top-tier private equity offerings, and, most accretively, curated direct investments in companies at the forefront of global innovation, such as Reddit (pre-IPO), Anthropic, and Anduril. But Tom’s push for democratization goes beyond deal access. He has also gained national prominence among top-tier, UHNW collectors, and the wealth advisors, CPAs, attorneys, and industry experts who serve them, for advancing collectibles as an alternative asset class. Leveraging his own experience as a world-class collector of autographed baseball cards and other sports memorabilia, he’s helped clients turn passion into portfolio strategy, often revealing overlooked risks and untapped value in the process. Redefining access to alternatives From hedge funds to high-tech unicorns, Destiny Family Office clients are getting into deals through the firm’s proprietary funds that often bypass traditional distribution. That kind of access is enabled by strategic relationships with Point72 Ventures, Blackstone, Hedosophia, and a custodial relationship with Goldman Sachs, offering exposure to private investments typically reserved for institutional capital. Since its founding, Destiny Wealth Partners, the independent RIA for Destiny Family Office, several wealth management firms, and the organization’s proprietary investment offerings including Destiny Alternative Fund I and II, Destiny Target Outcome Fund (developed with CBOE Vest), and Destiny Co-Investment Fund, has maintained a client retention rate of 99 percent. Tom’s long-standing planning approach uses a proprietary pool strategy that divides client assets by time horizon and liquidity needs. The first pool covers near-term spending, the second holds traditional assets, and the third is reserved for long-term investments that include alternatives. This structure helps clients navigate changing markets while pursuing growth. Within the third pool, Tom focuses on diversification by asset type, sector, source, and vintage. Growth fueled by content and personalization Since Destiny’s inception, the firm’s qualified purchaser database has grown from 32 to more than 220. That growth has been driven by strategic outreach, thoughtful content, and a distinctive focus on wealth beyond traditional assets. Tom’s own passion for collecting has led to the creation of his Collectibles Scorecard, a tool that helps clients evaluate how prepared they are when it comes to managing, protecting, and planning around their collections. The Scorecard assesses key areas such as insurance, valuation, documentation, and estate transfer. Although sports and pop culture memorabilia have existed for decades, recent market activity suggests a major shift, and Tom embraces the opportunity to bring structure, strategy, and legacy planning into a rapidly maturing space. He also hosts the Significance of Wealth podcast, publishes direct-investment and collectibles-focused newsletters, and regularly speaks at conferences ranging from family office summits to the National Sports Collectibles Convention. These platforms allow him to connect with like-minded investors and offer planning guidance that speaks to both private market access and the emotional and financial value of passion assets. An Integrated, Collaborative Approach Among Trusted Advisors Tom’s work demonstrates how alternative access, structured planning, and an appreciation for passion assets can be integrated into modern wealth management and family office capabilities. His approach underscores how collaboration among trusted advisors can help reshape what it takes to serve UHNW families today and underscores his belief in the capacity for leaders to share their best ideas with each other to make everyone in the industry better, now…and for the future. Investment advisory services offered through Destiny Wealth Partners, LLC, an SEC Registered Investment Advisor. Destiny Wealth Partners also conducts business under the name Destiny Family Office. The expressed views, thoughts, and opinions belong solely to the author of this email, or authorized contributor(s), and are not an opinion issued by Destiny Wealth Partners or its affiliates. Different types of investments involve varying degrees of risk and eligibility, and there can be no assurance that the future performance of any specific investment, investment strategy, or product will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful.

Mary Medeiros

COO & Director

Paul MacDonald

CIO

Caroline Grimont

SVP Marketing

Mary Medeiros is a founding member of Harvest Portfolios Group, having played an integral role in setting up the firm’s operations in 2009. Initially, as Vice President of Operations, Mary oversaw the successful growth of the firm’s operations, systems, administration, and key service provider relationships since inception. She has over 30 years of industry experience and managed national administration and sales systems for a Canadian mutual fund company and branch operations for an investment dealer. She was licensed as an advisor in 1997, working directly with retail investors until joining a Canadian investment fund manager in 2000. Mary serves on the board of directors.

Mary Medeiros

COO & Director

Paul MacDonald serves as the Chief Investment Officer and Portfolio Manager for Harvest. Paul joined Harvest in January 2013 and has over 20 years of experience in the investment business, with over 15 years as portfolio manager. Paul oversees the investment team, co-covers select healthcare and real estate companies globally, and is the lead portfolio manager on the Harvest Healthcare Leaders Income ETF, one of Canada’s largest Healthcare ETFs. He is a frequent media guest commentator on BNN, Globe & Mail, Morningstar, and other leading industry media. Previously Paul held positions as Vice President and Portfolio Manager at a Canadian asset manager where he was responsible for the investment portfolios, including a Lipper Award-winning fund.

Paul MacDonald

CIO

Caroline Grimont is the SVP of Marketing at Harvest ETFs. She is passionate about helping beginner investors gain confidence and understand the basics of effective investing and setting financial goals. With over 20 years of experience in national-level marketing, a bachelor of finance, and an MBA, she has acquired a unique blend of personal and professional insights to help others learn more about navigating the world of investing. Named one of Canada’s Best Executives by The Globe and Mail’s Report on Business, Caroline understands that many new investors are eager to grow their financial literacy but often find traditional financial education intimidating. Her goal is to provide investors with clear, fun, practical tips to help them build their knowledge and make informed decisions.

Caroline Grimont

SVP Marketing

WINNER: Advisor of the Year – Alternative Investments

Thomas Ruggie, ChFC®, CFP®